Unfortunately by the very nature water damage happens unexpectedly. Since water damage seemed like such a rare occurrence to us were not always prepared for it when it happens and we may not know where to begin when filling out an insurance claim. Here are a few key things to keep in mind.
- You must endeavor to stay calm while filling out this insurance claim. You don't want to wait too long before you fill out the claim but because it is so important you do not want to rush it. Also the initial shock and horror of finding your house destroyed may cloud your judgment. It is much better to sleep on the idea and file a claim at a later date.
- This is the time you want to review your coverage policy. You may have been under the impression that your home is covered for this type of damage or that type of damage but you're not sure. This is the time to talk to your agent and have him explain exactly what is covered and what is not and if you have the policy in front of you he can point out the salient details.
- This is a very important point, record as much video and documentary evidence of the damage as possible. The more pictures you take, the more information you gather, the more likely you are to have everything that you need to be fixed completed. It also helps immensely if your insurance questions one of your claims. If you can present pictorial evidence they will find it hard to refute your claim.
There are people who when confronted with a difficult situation like flooding all water damage will instantly seek out the appropriate business to aid them in cleaning up. They make the call, provide the relevant information and wait patiently while a professional water damage restoration company brings their home or business act with full glory. This article was not written for those people.
This article was written for those who have a passion for doing it yourself. If you are the sort of person who believes that when you have a flooded basement all you need is a shop wet vacuum and enough do spare time to get the job done and you will have your basement back to the way it was in no time, this article was written for you.
If not dealt with properly the excess moisture from water damage can cause structural damage and of course mold growth. Dealing with water damage is no time to start cutting corners and time to do the work yourself. You may deal with the main issue, the water, but without the relevant knowledge of what to look for subsequent issues that water caused will haunt you.
Hiring a professional water damage remediation company is the best way to ensure that you receive the best possible solution to your problem. This company will ensure that the moisture content of the affected area will be dried to be established drying standard and not just that it looks right or feels dry. This will save you, the homeowner, a great deal of money on potential future repairs caused by excess moisture and the mold. Don't be a hero; your future peace of mind is at stake.